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Capital Management Ltd


Protocol was established in 2004 by Stephen Horswell to provide bespoke, impartial financial planning, through long-term client relationships.


 40 years of financial services experience, is added to utmost diligence and integrity for every client's benefit. 


Stephen believes that financial advice should be transparent and jargon free, so  Protocol strive to deliver a service allowing clients to gain a clear understanding of the bespoke options available to them, with an understanding of the benefits and any costs.


Protocol’s office is situated in Torquay and Stephen's Personal Assistant, Kate Elkins, can be contacted on (01803) 203600 or via email at

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